Please consider the investment objectives, risks, fees and expenses carefully before investing. For this and other important information, you may obtain fund and guarantee prospectuses from your registered representative. Read them carefully before investing. Great-West Life & Annuity Insurance Company does not offer or provide investment, fiduciary, financial, legal, or tax advice, or act in a fiduciary capacity, for any client unless explicitly described in writing. Please consult with your investment advisor, attorney and/or tax advisor as needed.
The Certificate Contract is a novel and innovative instrument. While the Internal Revenue Service ("IRS") recently issued favorable private letter rulings ("PLRs") concerning products similar to the Certificate Contract issued by other insurance companies, these rulings are not binding on the IRS with respect to the Certificate Contract. Due to factual differences between the Certificate Contract and the products involved in the PLRs, and their non-precedential nature, the analysis and rulings in the PLRs may not reflect the IRSâs current position with respect to the tax treatment of a Certificate Contract or the effect (if any) of the purchase of a Certificate Contract on the tax treatment of any transactions in your Account, or that a court will agree with our interpretations if the IRS challenges them. Please consult your own qualified tax advisor regarding the potential tax consequences of the Certificate Contract in your particular circumstances.
Unless otherwise noted: NOT FDIC, NCUA/NCUSIF INSURED | NOT A DEPOSIT | NOT GUARANTEED BY ANY BANK OR CREDIT UNION | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | FUNDS MAY LOSE VALUE | NOT A CONDITION OF ANY BANKING OR CREDIT UNION ACTIVITY
GWFS Equities, Inc. is the principal underwriter and distributor for the certificate and the Great-West SecureFoundation® Balanced ETF Fund. GWFS Equities, Inc., Member FINRA/SIPC, is a wholly owned subsidiary of Great-West Life & Annuity Insurance Company (GWL&A).
Great-West Financial® refers to products and services provided by GWL&A, Corporate Headquarters: Greenwood Village, CO, and its subsidiaries and affiliates, including Great-West Funds, Inc. and Great-West Capital Management, LLC. The trademarks, logos, service marks, and design elements used are owned by GWL&A. The trademarks, logos, service marks, and design elements used are owned by GWL&A.
MUST BE PRECEDED OR ACCOMPANIED BY CURRENT PROSPECTUSES FOR THE FUND AND THE GUARANTEE. The guaranteed income benefit is offered through a group fixed deferred annuity (or individual fixed deferred annuity in certain states) issued by GWL&A (Form GLWB-RBD series.) This annuity is not available in New York and may not be available in all states. Please check with a Great-West Financial representative for more information.